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SKS Microfinance and HDFC collaborates for new housing finance scheme

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India’s largest microfinance company SKS Microfinance senior official said that that the company is teamed up with HDFC to cater the housing needs of the weaker section. The proposed plan will be initiated in Andhra Pradesh among the members who had been with the company for more than three years. In fact this purpose of SKS Microfinance is to aid the poor and the weaker section in the society and financial aid will be extended for the expansion and improvement or renovation of dwelling units, eateries, provision stores, small scale and home based industries and so on.
So for this very purpose of SKS Microfinance HDFC has announced Rs. 10 crore initially where the same will be lent to 1200-1300 members with single loan not exceeding more than Rs. 80,000. Speaking to the www.propertykhazana.com the CEO of SKS Microfinance said that the fund is borrowed from HDFC at fluctuating rates, while the same will be lent to the members at fixed rate of intrest.
He also added that, SKS Members can apply for a loan minimum of 50000 up to 1.5 lakh for a repayment period of 3-5 years. Here rather than SKS Microfinance its funding partner will gain a much exposure, because many poor and weaker sections doesn’t even have a Savings Bank (SB)account with HDFC and this implementation will make HDFC to reach the root level of the poor, says the economic specialist at the www.propertykhazana.com. Adding his words, Renu Karnad, the JMD of HDFC said these initiatives will help in framing a better and prosperous society. For more updates visit www.propertykhazana.com.
Source: NBTVLIVE

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