As per to the sources saying @ the www.propertykhazana.com, after about 4-5 years banks and housing finance conglomerates have started to reduce the interest rates on home loans following the economic spur packages announced by the Union Govt. and also some cuts in main policy rates by the RBI. Even after the drop in lending rates is not as large as cuts in policy rates, but impressive is better than anything forever. We are not sure for how long this party is going to stay, so it is better to make forage while the sun glosses.
According to the sources available with www.propertykhazana.com, State Bank of India (SBI) interest rates on home loans with effect from January 1st 2009 was for new loans up to about Rs. 35 Lakhs approved on or after the date the bank was charging about 10% yearly for about 4-5 years, 10% was for about 5-15 years tenure, about 10.50% for above 15-25 years. Loans for above Rs. 30 Lakhs to 75 Lakhs, it was charging about 10.50% yearly for 5 years, about 10.75% for above 5-15 years and for above 15-25 years it was about 11%. Loans above Rs. 75 Lakhs, SBI was charging about 10.50% yearly for 5 years, 10.75% for above 5-15 years and 11% for above 15-25 years and fixed rates for reimbursement up to 10 years. For more and latest realty updates follow us at www.propertykhazana.com.
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