New revision has been made by the Reserve Bank of India for extending the home loan bracket for each individual buyer. According to the source reported at www.propertykhazana.com the Reserve Bank of India has extended the earlier norms of Rs 20 lakhs to that of Rs 30 lakhs as a part of new reforms to up grade the realty graph of the country but is applicable for those banks having a net worth of Rs 100 crore.
It is the five percent of the total deposit in the bank which was to be lend to the customers irrespective of individuals, societies and institutions. Recently a state/central cooperative bank has been categorized for just Rs 5 lakhs sanction for each individual for any loan matter as per the sources added on www.proertykhazana.com . But now after the revision percentage has been doubled with effect from March 31.
Source of www.propertykhazana.com also reveals that the current extended limit can have a fluctuating note for the point of higher monitory groups and also for the reason of refinance from NHB. In addition RBI also strictly points against not including the commercial segment into the commercial lending where as for the purpose of alterations at the existing construction site Rs 1 lakhs is the ultimate limit cited by the RBI. For more and latest real estate updates follow us at www.propertykhazana.com.
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