Increase demand in housing units around the globe has touched the Indian realty in a very prompt manner. In parallel to the growth of the realty in India there is a rise of many side lines to the business. According to the sources of www.propertykhazana.com in a recent meeting it was declared that that the individual limit of the housing loan to touch the margin of Rs 30 lakhs as it was Rs 25 lakhs earlier for the monetary policy of 2011 - 12. It was decided by a governing committee of the Reserve Bank of India and there will be disbursement of Rs 30 lakhs from the Urban Cooperative Bank from now onwards. However there will be separate slab for the tier II grade in UCB which will be ranging from Rs 50 lakhs to Rs 70 Lakhs. The sole decision was on account of the current market worth of the materials and other circumstances in the process of dwelling construction.
Good news for the candidate of the individual housing loan is that the duration of repayment has been increased to 20 years as compared to the earlier 15 years. But on the contrary many experts in the business has opinion of consoling the customers for its recent high rise of interest rates in the market imposed by RBI. From the initial days of the current financial year RBI was adding points one after the other to its rate of interest graph making an unbearable situation for the consumers for both in commercial and private manner. And now just as to make up the bonding RBI has put forward a new trump card to increase the number of the loan candidates.
Source: NIMMA BENGALURU
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