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No revise on Home Loan rates, says RBI

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Revealed source at the www.propertykhazana.com disclosed that RBI has taken a bit time to rest the recent strict finance controls which was compulsory on banks. For that cause, housing loans borrowers needs to hang about for a short time. Demand for housing loans is slipping with whopping rate of interests and enduring modification in land rates have become main issues liable for such situation. Housing loan industry has grown by ups and downs in the last fiscal year; still the growth is expected to reduce by 18% in present fiscal. The modification phase in realty market is expected to carry on till September. Market must see setback of recent trend in this celebratory season, said Rajiv Sabharwal Senior GM at ICICI Bank and in charge of housing loan division.
Sabharwal said to www.propertykhazana.com that, even if, Indian Realty is observing a problem it can take up a voyage shortly and demand is a role of cost of funds – the rate of interest on housing loans and the rate of product. Land developers are eagerly waiting for the land rates to stop lessening any more. Also, considering the price rises trend, the rate of interest will also start to smoothen during this time. Main factor was about the accessibility of residential in assured places and realty rates will stay unaltered in the areas. As well, there are some areas which haven’t observed any rate improvement on new product whether housing or commercial may be made available.
Source: NIMMA BENGALURU

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