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My Home Loan Campaign a new endorsement by SBI

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Launching a new Home Loan Scheme for around three months –“SBI my home campaign” from Saturday, SBI has decreased its rates on home loans. As per the source saying at www.propertykhazana.com, the first year’s interest rate would be 8% and 8.5% to 9% for the subsequent two years and the rates would vary on the amount of loan which is on the basis of benchmark lending rates. The rates which are floating beyond third year would see a cut by 1.25%. But SBI and others are being criticized by the chairman of HDFC for the disparity in rates for different periods. SBI is offering a very low interest rate on loans for Rs. 30 lakh and Rs. 50 lakh.
A source also says at www.propertykhazana.com that the main drawback of US housing crisis is that low rates were charged in the beginning years and subsequently it was back to original as it was difficult to keep a check on the interest rates of loans. But under the newly implemented scheme of SBI there will be a lower interest rates compared to that of HDFC for the whole of repayment. This great stand of SBI may make other banks also to toe their line.
SBI also does not charge any other service charges. For a home loan of Rs. 30 lakh the interest rate charged is 8%. The interest rate would be 8.5% to 9% for the next two years which shows a cut of 0.5 points. Further decline in interest rates may be 75 basis points. For more and latest realty information browse www.propertykhazana.com.
Source: NBTVLIVE

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