Huge borrowers to bear high rate of intrest
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As per to the sources saying @ the www.propertykhazana.com, banks have started to increase housing loan rates for big borrowers by 30-60 bsp. Banks had only two slabs for housing loans which was up to Rs. 35 Lakhs and over Rs. 40 Lakhs. Already banks have set up 3rd slab which will cover borrowings about Rs. 80 Lakhs. As country’s biggest lender SBI is charging 12.60% on housing loans of about Rs. 80 Lakhs against 12.50% for loans between Rs. 35 Lakhs to Rs. 80 Lakhs and 11.5% intrest on loans up to Rs. 30 Lakhs. This new rate chart is now being imposed. Changes in slab will be valid on all the schemes of hovering rate housing loans. The hiked rates are pertinent to NRI borrowers also, added the senior bank officer.
Officer of SBI said to www.propertykhazana.com that, “The asset and liability committee (ALCO) of the bank has come to a conclusion to launch an extra amount level for housing loan borrowers believing that borrowers of these loans are mostly in HNIs and are in a situation to pay the extra amount.” This is for 2nd time that SBI has revised the housing loan rates in the financial year. Finance Minister had inquired all bankers not to get into the priority sector housing loan, but there was no exact course about the loans.
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