This festive season has a lot more to cherish as the GIC housing and DCB are offering loans with an unexpected low level of 8 percent. The Development Credit Bank which has recently initiated their action are allotting 7.95 percent for the loan bracket of Rs 5 crore set for the first year and will continue with the floating rate there after as per the sources available at www.propertykhazana.com.
On a short note with www.propertykhazana.com Praveen Kutty from retail Banking DCB states that “affordable house are the great potential for the upcoming realty growth and it will enhance the market worth once if buyers are well provided with economic options”. Further to get into the competition Punjab National Bank and Central Bank of India have also waived off their documentation and processing charges on some loan schemes to attract the buyers. Commenting on the issue, VS Reddy of Lakshmi Vilas Bank states at the www.propertykhazana.com that “nationalized banks with lower home loan rates are more preferred by the one offered at the private banks for both the brackets of Rs 50 lakhs and Rs 30 lakhs”.
Later on joint MD of HDFC reveals that “home loan buyers should be very well versed in the loan dealing in present days as there are many private banks which offer comparatively lower rate of home loans which are entitled for just few months to that of a year and here at HDFC we are entirely concise with only home loan segment”. Joint MD also adds that currently the company is making move with around 8.75 percent floating housing rate to the bracket of Rs 15 lakhs, 9 percent is slotted for loans ranging from Rs 15 lakhs to Rs 50 lakhs. For loans of over Rs 50 lakhs rate is charged with 9.5 percent for the tenure of 20 years. For more updates visit www.propertykhazana.com.
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