Sources of www.propertykhazana.com revealed that, the liberalized method for 1% interest of rate given by the government on the home loans and the borrowers will get up to Rs. 15 Lakhs whose requirements were approved and was distributed. This new housing system under which the credit limit for interest funding was hiked to Rs. 15 Lakhs focus to the total housing cost of Rs. 25 Lakhs and will be valid up to March 2012 said the Reserve Bank of India. RBI said in an announcement to all the scheduled commercial banks that “Loans are approved and distributed then in October 2009 and March 2011, outside the ambit of new liberalized schemes.”
The interest rate fund scheme was started from October 2009 and was initially obtained on loans up to Rs. 10 Lakhs and subject to the sum of housing costs Rs. 20 Lakhs. But still as planned in the union account for the present financial year the cabinet has hiked the limit on October for Rs. 15 Lakhs and Rs. 25 Lakhs correspondingly. With the raise in housing loan top limit, fiscal support for a person borrowing will go up to Rs. 14,865 per year for a loan of Rs. 15 Lakhs from the past limit of Rs. 9,910 for a loan of Rs. 10 Lakhs. Budgetary terms of Rs. 500 Crores had been made for the financial year 2011-12 for applying the scheme. Government has selected the National Housing Bank as the nodal organization for applying the scheme both for the scheduled commercial banks and for housing fiscal companies.
Source: NIMMA BENGALURU
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