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Home loan schemes get tougher due to higher down payment

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After the high rise in the interest rate of the bank loans now there is another one that may make think twice going for ones dream home. According to the sources of www.propertykhazana.com some of the banks are making value of the down payment bit higher than before for all those aspiring a home loan in near future. It was later found that fearing the cut down on the property rates in realty circuit is making the banks to increase the slab of down payment to sustain from the deep loss in future.
Earlier the banks use to finance around 90 to 95 percent of the total cost of a home for any consumers but now the range has been lowered to 85 to 90 per cent for the fresh approvals. This is sure to make some cut down on the consumers willing to go for any home finance service. On a short note with vice president and the business head of Kotak Mahindra – Kamlesh Rao via www.propertykhazana.com has revealed that the number of consumers after announcing of the higher down payment has drastically reduced the count of home loan applications but the company is still looking forward for a better change in the future dealings.
Source: NBTVLIVE

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