The realty and economic slow down at last put both the public sector and private banks with the issue of defaulters. Source reported at www.propertykhazana.com reveals that the number of defaulters mainly for the home segments has increased higher for the public sector banks than that of the private ones. According to the experts the low selling graph with deficiency of funds is the main core of such defaulters hike. On the other hand it is also a known that getting the loan hooked off from the public sector banks are much easier from the one of the private sectors.
Reported sources at www.propertykhazana.com also reveals the number of defaulters of all such issues has rose up to 4 percent with in last couple of months for both State Bank of India and Punjab National Bank. A higher official of SBI has revealed at the www.propertykhazana.com that “in Haryana state defaulters rose to 7 percent at Ambala, 15 percent was recorded for Jammu and Kashmir”. “Currently we have stopped our lending plans for major segments and is providing loans only up to Rs 5 lakhs with an interest of 8.5 percent” added head of Punjab National Bank.
But on the other hand due to strict recovery norms there is steep decline of defaulters in the private sector banks. On a short note with www.propertykhazaana.com a higher official of HDFC bank states that “the total defaulters till the last month has touched Rs 701.55 crore which is equal to 0.81% of the loan collection against the last year record of 0.84 per cent”.
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