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HDFC TO OFFER INR 3000 CRORES AS HOME LOANS IN THE COMING MONTHS

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The realty sector is having an upward trend. Hence as a result, HDFC is ready to offer INR 3,000 Crores as home loans over the next two months. The finance company is ready to open 20 new branches in the coming years to enhance its business. On a short note to the website www.propertykhazana.com, Keki Mistry, Vice Chairman and Managing Director, HDFC, who will become the Chief Executive Officer from January 1. Furthermore, HDFC opened the seventh branch in Pune and hence as a result total branches of HDFC in Maharashtra are 50. India has got 270 branches.
He also stressed on the fact that, Indian economy is bouncing back to normalcy. Hence as a result, there is a great need for good homes from the buyers from all segments and not limited to IT and ITES segments. Mistry said, “We will be providing home loans for over INR 3000 Crores in next two months with more than 30 percent growth rates”. There are sufficient funds at INR 2.5 Crores in the system. He also said that, “This is the best moment to purchase homes with the lowest interest rates and hence as a result and the housing would not come down”. As per the information available on www.propertykhazana.com the salient feature is that the home loan is the lowest in India and at the rate of 8.25 percent up till March 2012. After that there is a sweet floating rate of INR 30 Lakhs for the next 20 years.
The aggressive scheme was laid down by the rival of HDFC Bank known as the State Bank of India. They charged fixed rate of 8 percent for first year and later onwards they charged 8.5 percent for the second and third year respectively. However, from the fourth year, the customer can decide on between floating or fixed rates. According to Mistry, 80% of business will come from standard loan size of INR 16 Lakhs to INR 30 Lakhs for a good housing. HDFC gave the home loans worth INR 40,000 Crores, as against 32,875 the previous year, which is a 21% hike. Please logon to the website www.propertykhazana.com for further details.
Source: NBTVLIVE

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