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HDFC Revises Housing Loan Rates

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As per to the sources saying @ the www.propertykhazana.com, Interest rates offered on housing loans started to come down and HDFC – foremost home finance company has revised old housing loans rates by cutting its retail prime lending rates (RPLR) for about 50-55 bps. The advantage of the cleft in RPLR will build up to all the present hovering rate customers over the couple of months based on their specific retune dates. This is for the first time that interest rates for present hovering loans, customers are slowing down after a string of clefts in main rates and ratios by the RBI. Other banks are likely to go with the same and revise the prices shortly.
HDFC has proclaimed a shrink in the rates for new customers also and has formed two slabs for new customers. Rates on new hovering loans are up to Rs. 25 Lakhs and slab has been cleft by 155 bps for about 12% to 10%. Rates on hovering rates above Rs. 20 Lakhs have been cleft by 50 bps for about 12% to 11.75%. Joint Managing Director of HDFC Ltd. said to www.propertykhazana.com that, “We are competent to reduce our costs owing to enhanced operational ability and good quality portfolio. Before, HDFC had cinched that decrease in the cost of its resources interprets into a benefit in terms of less costs for both present and new customers.”
Source: NBTVLIVE

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