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HDFC launches new offers for home loans

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One of the largest realty lending groups HDFC has a cutback in for their home loans segments with 50 basis points for the loan bracket of Rs 30 to that of Rs 50 lakhs as per the sources added on www.propertykhazana.com. This is most appreciating steps in the eyes of buyers just after the rate cuts by the country’s leading bank – State Bank of India by 50 -75 basis points for the category of high value loans. At the same time the SBI also offers Rs 5 lakhs with 8 percent on a fixed note for duration of five years.
Source reported at www.propertykhazana.com states that, as per the revised rates by SBI – the bank now allot loans of Rs 30 lakhs - Rs 50 lakhs with 9 percent which will be effective only to the new buyers of the loan where as the bank has not revised its prime rate of lending. The last reduction in rates by HDFC was made at the mid of July and no policy was changed since then in accordance with Reserve Bank of India. Coming to the SBI graph, it have made a growth of Rs 10000 crore in one year for the mortgage section by the end of May 2009 that recorded a mark of 77 percent from the earlier reading of Rs 13000 crore.
Now with the nearing festive time the HDFC is calculating its business with better schemes where they offer home loan with floating rate of 9 percent. But as per the source available with www.propertykhazana.com against the HDFC tariffs SBI puts 8 percent for the bracket of Rs 50 lakhs for first year and will be continue with 8.5 percent for the consecutive years. In addition other leading financial institutions like Canara bank, LIC housing finance also have made offering of very low rates housing loans to give strong completion in the market. For more and latest Indian realty updates browse www.propertykhazana.com.
Source: NBTVLIVE

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