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Government inquires on Housing Loan statistics

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As per to the sources available with the www.propertykhazana.com, Govt. has urged nationalized lenders to present information on housing loans approved by them in December. The public sector banks had proclaimed lesser interest rates on housing loans for about Rs. 25 Lakhs following Govt. interference to increase the demand. Bankers admit that even if the declination in interest rates to about 9.75% for loans up to Rs. 25 Lakhs and about 9% for housing loans up to Rs. 6 Lakhs, the reaction has been tepid. Interest rates under the package are set for about 4-5 years and the loans approaches with a free land insurance cover. The program for the quarterly meeting with bank majors has not yet been circulated and it will comprise an analysis of credit flow and the position of impact of the packages proclaimed for increasing economic activity.
Senior officer at a public sector bank said to the www.propertykhazana.com that, “The flux of housing loans has not pulled out even after the distinctive package; there is a doubt that realty rates will drop further. Banks have made this clear to the fiscal ministry, but it has urged for biweekly information.” A bank officer said that, “The meeting will review the cost of funds after the amplification proclaimed by RBI in the past 3-4 months as the Govt. is attempting to shove for further round of rate cut. Therefore, they have urged for full information.” For more updates on realty market browse www.propertykhazana.com.
Source: NBTVLIVE

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