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Banks plays new game on teaser loans

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Looking to the tense market of the country, RBI has made norms and directed the banks to reduce the existing high flowing rates to a comfortable margin to encourage the lending business in the country. As a result few has taken steps on their future lending including State Bank of India who has recently started few schemes for the new buyers for the first couple of years as per the source of www.propertykhazana.com.
Later on it was also declared that same felicitation will be available for the existing customers as well to balance the earning. “But on the other hand it becomes very difficult for the bank to carry on the same process on the Bank deposit rates” as stated by a spokesperson of Indian Banks Association. If the norms get successful in long runs then it will be the lead player for the future lending industry with strong competent like HDFC. Source of www.propertykhazana.com also reveals that earlier even the RBI was not on the happy side keeping apart the old customers from the benefit of the interest relaxation.
Commenting on the teaser affairs of the Banks – Deputy Governor of the RBI K C Chakrabarti states that “we have no concern on the issues of the teaser loans”. But on the other hand Usha Thorat – another governor of the RBI has revealed that teaser is the main concern now and it should make the situation win – win for the borrowers during the normal rates too. Also Chanda Kochchar – MD and CEO of ICICI bank has said that the teaser loans should be well transparent in practical and should aware the borrowers while applying. For more and latest realty updates visit www.propertykhazana.com.
Source: NBTVLIVE

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