With downing economy, it affected the retail loans to a great extent as per the yearly record of Reserve Bank of India. Source reported at www.propertykhazana.com reveals that due to some modification in the retail rates of private and foreign banks a moderation is been witnessed at the entire system which is now at 10.7 percent. Along with the retail loans it equally affected the credit card section and home loan numbers. For the current financial year it is recorded a total of Rs 19,012 crore of disbursement which is much lower than that of Rs 26,930 crore as recorded in the last fiscal term for the same instance.
For the credit card section also the disbursal graph gone down to Rs 23,332 crore against the last fiscal year record of Rs 8,947 crore as added on www.propertykhazana.com. In addition loans of consumer durables made a slash down of Rs 525 crore which was almost triple the current amount for the last year reading.
Coming to the most flexible education loan was also been reduced from 40.9 percent to that of 33.8 percent comparing the two fiscal terms. It was around Rs 7030 crore of education loan for the last fiscal reading that goes down to Rs 5938 crore for the current period. Only the services sector has witnessed a bit growth with 19.3 percent against 28.4 percent last year. But only the realty loans have shown a tremendous upgrade from Rs 11,361 crore to Rs 34,533 crore for the current reading. For more updates visit www.propertykhazana.com.
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