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Banks fix on to raise service charges

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After increasing the lending rates, banks are now geared up for raising service charges on usage of credit and debit cards, safe deposit lockers, demand drafts (DD), cheque books and internet banking facilities. In fact, the banking sector is least concerned about the development strategies and many of the realty companies blame the banking system for the ongoing realty recession.
As per to the source saying at the www.propertykhazana.com ICICI Bank and Bank of India have already burdened their customers with the revised service charges and many other banks are in lane to follow the footsteps of ICICI and BOI. The service charges are increased almost by 50% which slightly differs from one bank to another. In a verbal communication, a senior ICICI Executive said that, Bank is required to revise the service charges to offer the best services. He also added that the revised rates will also be imposed on NRI customers. From now, customers will be charged for ATM transactions carried out in other than base branches.
In addition to the above mentioned services, the rates are also revised for unblocking the ATM cards with fine of Rs. 100 and for early closure of accounts the fine will now be Rs. 500 instead of Rs. 250 which was being charged earlier. ICICI has also announced the new rates for changing the User ID and secret codes for I-banking.
As per to the source saying at the www.propertykhazana.com it is Bank of India the first to revise the charges on safe deposit lockers. Mr. Narayan Swamy, the CM of BOI said that “it was must for the banks to revise the service charges in order to lend the best services”.
Most of the banks are finding it hard to manage the profits and many of the customers and the banks are fed up with the very often revise on the lending prices by the RBI.
Source: NBTVLIVE

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