Every one of us plans for our dram private space so that we can get rid of the rented chaos. Earlier it was thought that buying a home in a city is very risky and it requires a huge amount of money. Although it is not very safe if planned in an adequate manner a dream home is not so far for any individual with proper mode of payment particulars with timing flexibility. Here are some guidelines for a better financial strategy
Construction-linked plan: In this platform the buyer has to pay according to the pre-determined installment as set by the mutual agreement between the both developer and buyer. Main advantage of this plan is that one has to pay according the progress of the construction of the proposed site allotting enough time for the next payment. One more mandatory commandment in this type of payment is that the developers are bound to pay penalty to the buyers if they fail to complete their construction as targeted earlier.
Time-linked plan: In this criteria as far the name suggest the timely payment of the cost is mandatory for the buyers to the builders. Time is core factor for such payment as there will be a fixed time schedule to each payment. No matter how progress the construction has made but the payment should not exceed the scheduled timings. As part of attractive measure, some developers also announce special offer for such payment mode.
Down payment plan: It is our traditional mode of payment based on our capability and flexibility. But it is sure that one has to pay nearly up to 20 percent of the total worth in advance to the developer and remaining can be paid with their choice. More you pay early the better advantage schemes can be avail in this platform. But one has to be definitely cautious about the developers he is attached to so that the hard earned money has been placed at the right track of investment. Apart from above there is also called the Flexi payment plan. It is nothing but the combination of the construction linked plan with down payment plan.
Source: NIMMA BENGALURU
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