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Land purchase loan, Purchase residential plot, Loan to buy a plot of land
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Land Purchase Loan

A brief Description

Land purchase loan The Union government of India has put some rules and regulations to procure different kinds of lands. On the other hand, many banks have offered to get loan from the banks to own land to construct house property or as well as to erect a commercial building. The details about land purchase loan in India is provided by www.propertykhazana.com which consists aspects like loan providing bankers, qualification to avail loan from the bankers, rate of interest on the loans , calculative part regarding the repayment on EMIs and so on. The following norms are essentially required to apply for a land purchase loan : The person who has attained an age of 21 years along with income source is eligible to avail to land purchase India. The aspects which are necessary to avail a maximum loan amount is current market values of the property that has to be purchased by the loan applicant, age of the applicant, total volume of income per month, repayment criteria of the applicant and so on. The fringe of the land purchase loan amount is 15 per cent to the individual and 10 per cent if the loan is borrowing from two persons. The second person is considering as the co-borrower to the first person.

The interest rate of the loan amount is applicable depending on the on-going market conditions that remain at the time of loan sanctioning. Documents that are needed for the approval of loan for both businessmen and as well as self-employed persons) The prescribed application form given by the bank should be filled up properly and a recent photograph should be affixed by the loan applicant is required. The relevant documents such as identify proof of for the applicant along with address proof is necessary. Educational qualification Income Statement for the previous three years of a business enterprise is to be submitted by a person who is applying for a property/land purchase loan. Income tax returns filed for the last three years. A cheque leaf is enclosed along with the other documents to pay the loan- processing fee. Salaried people have to provide the following documents for loan approval: Duly filled application form with a recent passport size photograph of the loan applicant. Current months salary statement from the company.

Proof for identity and residence. Any document from the government showing the identify proof and also address proof. The bank statement showing at least last six months transactions. Form No.16

 

A cheque leaf to pay the processing fee to the bank

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